Getting A Cash Advance When Shopping For the Home

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Posted by admin | Posted in Random Talks on the Porch | Posted on September 2, 2010

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Shopping furniture and appliances for a newly acquired house is extremely exciting and fun.  I absolutely agree and this comes from a personal experience.  What’s not is when one start to witness that his earnings from the last payday gets drained in an instant, or seeing how huge the damage was to the savings account or when credit card bills start pouring in.  Acquiring a home does not actually start and stop at the contract signing.  It goes a long way from there.  Sprucing up the home with furniture, appliances and other stuff are just actually the peak or climax if there’s a stage that’s being observed.  In our case, that’s when our pockets were heavily used.  Thankfully there are various services and products that can help one go through all this with much financial support.  I’m talking about the wonders of credit cards, a cash advance, payday loans and all other financing facilities.  We all know already how credit cards work and how do they work to one’s advantage.  On the other hand, a cash advance, is a fresh scheme of payday loan wherein an employed person can borrow money with his paycheck as his collateral.  The requirements are less formal and the borrowed amount easy to obtain.

Now shopping for furniture can indeed be exciting especially if it’s a new home dress up.  I’m sharing a few pointers I perused before we bought modern furniture pieces for our Little Mansion.

1.  The Budget.  Unlike clothes that one can easily scout, try it on and buy, it is best if one visit a number of shops, canvass and ask a catalog with their prices.  In short, window shopping first is very beneficial to be able to compare prices and study which among them have the cheapest yet quality offering.

2.  If budget allows, contact a stylist or a designer and ask for opinions from the experts.  They can suggest and guide the proper pieces, the color, the size, the make and all other things to choose.

3.  Think of the future. Never rush when buying an item for the house especially if it’s the big ticket items.  Remember that this will be used for a long time and they’re something that can’t be instantly replaceable just like we can easily do with our clothes.

LM’s Cabinets and Cupboard.

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Posted by admin | Posted in The Goal | Posted on June 18, 2010

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Since Little Mansion is literally small and doesn’t have a spare room to function as our storage area, we made it a point to have plenty closets and cabinets in the bedrooms.  Having a toddler in the house means we have so much stuffs and trinkets to store from his outgrown baby clothes, accessories to toys which are aplenty.  We’re fortunate that our developer was so flexible and has no restrictions at all as to what type and design of customized cabinets we’d like to have.  Ever since, we already have in mind as to how many compartments and drawers we’d like to have for the master’s bedroom taking into account all our things that need storage.  I’ve taken inspiration from the showroom gallery of a closets Richmond shop called Closet Factory.  They’ve got plenty of nicely customized cabinets in there. 

So here’s how our closet  looks like.  Just don’t mind the mess because this picture was taken while the finishing (construction) is being done.

4616723857_4e2e51abd44617313588_08afaaeea3_b 4616725509_15b1548098_b 

It actually consists of 3 parts.  The left most will serve as my dresser, side drawer and a TV stand in one; then the middle is the main cabinet where our clothes and beddings (upper cabinet) will be kept. The third is a set of 3 more little cabinets.

Then this is our cupboard in the kitchen:

4617355520_a1daa1a10d_bLooks pretty close to this from Closet Factory, right?

closing-room-3

Bed Hunting.

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Posted by admin | Posted in Bedroom | Posted on May 2, 2010

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We received a great news yesterday from the Little Mansion’s Developer. I’m going to share what that is in the next days. Meanwhile, we can now say that it’s about time to buy the furniture and other big ticket items for the house. So tomorrow, after visiting an Uncle in Law who’ll be celebrating his birthday, the husband and I will make a trip to our favorite (read as “suki”) Chinese furniture retailer in Roosevelt Avenue. We’ll be checking and hopefully we’ll be able to buy a couch for the living room or a sala set. We’ll also see if the dining table we saw last year is still there. Then, of course, bed frames and mattresses. It’s still unsure if we’ll buy a new queen size bed frame or we’ll just have to bring along the current one we’re using here at my in laws’ place. Still unsure. It depends on how much will be left on the budget. But we’ll be surely buying a single bed frame for the second bedroom. In the course of my search for mattresses online, I’ve read about these Tempurpedic beds and how it was tested to be a better form and brand compared to other like Bragada beds. It claims that the tempur material is engineered to be temperature and weight sensitive, energy absorbing and pressure relieving. I’m going to check if the shop carries that brand. If there is none, there’s another brand I think that is also raved as a good Memory Foam Mattress. I’m going to research further on that so I’ll have a good option tomorrow.

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No Updates.

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Posted by admin | Posted in The Goal | Posted on April 21, 2010

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April is slowly winding up. It’s already the 21st of the month and before we know it, it’ll be May soon. This thought actually tingles me. Somebody close to my and my son’s heart will celebrate his birthday and aside from that, it’s also the tentative month we’re anticipating LM’s full completion and hopefully, the big move. I do not have the latest updates yet regarding the ongoing state or progress because we weren’t able to check on it last weekend. Hopefully, this weekend, we’ll get to see as well as have a new word from the developer on the next steps.

We’re set to check out our favorite furniture shop nearby. That’s where we bought the bed frame, closets and a few furniture we’re currently using. We have already canvassed last year the ideal sofa and dining table sets that we would like to have but we’ll also check for they might got new models or better designs that would suit the house. We’ll also go through the ongoing rates and check if there’s a need for the husband to apply for a cash advance should additional funding will be needed. If ever we’ll find one that we like, we’ll just probably reserve it or if not, we’ll just hope that it won’t get sold so soon. We can’t buy yet since we don’t have an ample storage space for furniture at the moment.

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